Alternative Commercial Finance (ACF) is a specialist solutions-focused funding group. We originate, structure, fund and manage asset-backed financing programmes for the UK public sector, from laptops for schools to modular buildings and medical equipment for NHS trusts.
Figures relate to Room Twelve Limited, a wholly owned subsidiary of Alternative Commercial Finance Limited.
We start with the objective, whether that's the school that needs classrooms, the NHS trust replacing critical equipment, or the local authority housing families in temporary accommodation, and we design and provide the financial means to deliver.
We have provided over 1,500 lease contracts to our public sector client base over 12 years.
The UK public sector needs a competitively priced approach built to last. In many cases ACF is providing finance for projects that are now UK national priorities.
We have over 12 years' experience providing alternative solutions to meet individual project needs across the UK public sector.
From national frameworks to single-site requirements, our funding is designed for each public service delivery.
We understand our customers' needs and are committed to presenting solutions designed to meet deadlines and economic expectations.
ACF employs the group's team and provides shared services, oversight and governance, ensuring consistent standards, controls and conduct across the group.
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The group's Infrastructure & Asset Finance Platform. Room Twelve originates, structures, funds and manages asset-backed financing programmes for UK public sector organisations, with positions on five public sector procurement frameworks.
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Promotes the 12th Gen Planning Service, an estate planning service for UK investors. 12th Gen Limited is an Appointed Representative of Kin Capital Partners LLP, authorised and regulated by the UK Financial Conduct Authority.
Visit 12thgen.co.uk →We work with our customers to understand their requirements and create funding structures to support delivery of their objectives. Our customers are long-term partners, not transactions.Sophie Coles, Chief Executive Officer
Room Twelve has been appointed to national and regional procurement frameworks and has Preferred Supplier Status with leading education networks.
ACF is proud to support the '165,000 Reasons' Campaign to reduce the number of children in temporary accommodation.
Our platform model manages every stage of an asset-backed financing programme.
Through brokers, resellers, manufacturers, consultants, frameworks and direct relationships.
Funding designed around the customer's objectives, budget cycle and procurement route.
Specialist capital markets and wholesale funding access behind every programme.
Disciplined in-life management under a rigorous risk and governance framework.
Programmes managed through to maturity, return and realisation.
Our funding solutions enable essential infrastructure, improve public services and support the UK's environmental commitments.
Modern equipment and classrooms to improve learning environments and narrow the digital divide.
Medical technology and modular capacity that support patient care and NHS efficiency.
Energy-efficient buildings that support environmental commitments and cut running costs.
Safe housing and community infrastructure delivered quickly where the need is urgent.
Whether you are a public sector organisation, a broker, a reseller, a consultant or a professional adviser, we would like to hear from you.
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